Insuring your collection

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LeeB	Insuring your collection		Lead	[-]
Posts: 65 05/08/2009 09:49	Tags : None With some of the recent posts regarding stolen rods, and given the way prices seem to be trending, I've been thinking about some form of (homeowners?) insurance for my rods and reels. While my "collection" only contains about 10 rods and 15 reels which I consider "valuable", if I were to lose them for some reason, it would not be a happy day! I have no riders or supplemental coverange on any other possessions, so I know absolutely nothing about this. Any dos or don'ts that I should be aware of before looking into this? Thanks. Lee
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tim simbari		#1	[url]	[-]
Posts: 362 05/08/2009 19:52	By all means, look into everything, but after you have that long painful conversation with your insurance company and consider the periodic appraisal evaluations, buy a great gunsafe, put in in your cellar, and/or a home security system, and buy a CD @ the bank with the savings.
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The Pink Panther		#2	[url]	[-]
Posts: 259 05/08/2009 20:07	Lee ~ you have mail. Pink
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Bucktrout		#3	[url]	[-]
Posts: 486 05/08/2009 20:15	I purchased a rider for my homeowners insurance that protects against fire and theft. Very reasonably priced. My agent told me to take pictures and keep receipts. It might get a little more tricky if you have vintage rods or ones that appreciate significantly above the purchase price. I suspect that might be the case for Tim. But I think the gun safe is a good idea too. Eric Last Edited By: Bucktrout 05/08/2009 20:18. Edited 1 time.
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tim simbari		#4	[url]	[-]
Posts: 363 05/09/2009 22:05	Bucktrout wrote: I purchased a rider for my homeowners insurance that protects against fire and theft. Very reasonably priced. My agent told me to take pictures and keep receipts. It might get a little more tricky if you have vintage rods or ones that appreciate significantly above the purchase price. I suspect that might be the case for Tim. But I think the gun safe is a good idea too. Eric Do some homework. You'd be amazed what some companies say and what they do come claim time. There is zero substitute for a bona fide appraisal.
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LeeB		#5	[url]	[-]
Posts: 67 05/10/2009 13:14	The gun safe is a good idea that I had never considered. Thanks - I'll look into that.
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bluno		#6	[url]	[-]
Posts: 153 05/10/2009 13:54	A question to the safe: What is the best method to keep the inside of the safe dry? Or how insure that the inside stays dry? Due to the tight locking system, there is no free circulation of air and many people have their safes in the basement (which makes sense in a case of fire). There are some "dry boxes" available at the home improvement retail stores. I think there should be no disadvantages in using them? I remember also the blue grains, which change their color to pink if they are absorbing water? ANy suggestions?
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Whitefish Press		#7	[url]	[-]
Posts: 408 05/11/2009 12:01 Sic transit piscatoria Clark's	One company that has specialized in policies for antique fishing tackle is The Hartford. For over two decades that have overseen a special Antique Tackle Policy for National Fishing Lure Collector's Club (NFLCC) members and I know two members (one fire, one theft) who were extremely happy with Hartford's response. I know when the NFLCC investigated this Hartford was the only one offering a specific policy aimed at antique tackle. I don't know if this is still the case. -- Dr. Todd
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softstick	re: Insurance	#8	[url]	[-]
Posts: 588 05/11/2009 12:42	I agree with Dr. Todd on the Hartford. When I had a nice collection of bamboo I used them. It was interesting though that when I became a dealer I had to get two different policies. One was for the rods in my personal collection with appraisals, the other was based on my projected sales for my stock on hand. Bluno, regarding the humidifier go visit a wine supply store and they can set you up with a humidifier that will match the square feet of whatever gun safe you buy. Then you set the humidifier on a shelf inside the safe and off you go. Dan
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Boo.fiberglassflyro...		#9	[url]	[-]
Posts: 143 05/11/2009 13:23	If you want dry ...you need a dehumidifier. Just make sure you empty the container of water when full. If you have some stogies locked up then a humidifier will do.
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bamboo4u2		#10	[url]	[-]
Posts: 300 05/11/2009 15:33	I live in the south where it's humid all year long. My gun safe is in the basement. I've had success with two methods to keep the humidity low in the safe. I've used a basket made of screen wire suspended in the safe filled with "cat crystals". The "cat crystals" are silica jel and cost about $10 for a couple of pounds. The crystals will need to be changed every month or three depending on how big your basket is, the humidity and the volume of your safe. You can heat the used crystals in the oven to remove the accumulated moisture and reuse them (just do the reheating when the wife is out of the house...ha). The method I'm currently using is I'm using a dehumidifier in my basement. I use a hose from my dehumidifier drain connection to my central air (also located in the basement) drainpipe to drain the condensate from the dehumidifier to the outside of my house (the condensate goes to a French drain outside). That way I don't have to continually manually empty the dehumidifier. The dehumidifier keeps the basement air dry enough for the air within the safe to remain dry too. Regards and WDE!! Bob L. "It takes months to find a customer, but only seconds to lose one... the good news is that we should run out of them in no time." --Robert Earl James
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tim simbari		#11	[url]	[-]
Posts: 365 05/11/2009 21:25	bluno wrote: A question to the safe: What is the best method to keep the inside of the safe dry? Or how insure that the inside stays dry? Due to the tight locking system, there is no free circulation of air and many people have their safes in the basement (which makes sense in a case of fire). There are some "dry boxes" available at the home improvement retail stores. I think there should be no disadvantages in using them? I remember also the blue grains, which change their color to pink if they are absorbing water? ANy suggestions? You want an electric 'Goldenrod" purpose built for safes.
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fishbates		#12	[url]	[-]
Posts: 70 05/16/2009 15:30	You want the best money can buy for a safe, i recommend fort knox safes, 1600 degrees at 90 min, i dont think you can find a better safe, cost around 4-5 grand but for me well worth the money, not only for theft but in case of fire
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Bucktrout		#13	[url]	[-]
Posts: 490 05/17/2009 11:47	Hey Fishbates, In case of fire will the safe stay cool enough internally to protect your bamboo rods so that their not cooked? I've been wondering if I should get one that has a fire rating. Eric
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creakycane		#14	[url]	[-]
Posts: 2213 05/17/2009 12:02	You might be better off signing up for a good burglar alarm/fire alarm service with motion detectors and smoke dets and storing the rods in a closet......
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